Transfer your business accounts to Reading Co-operative Bank in 5 easy steps!

Reading Co-operative Bank provides the full array of business products and services you’d expect from a leading financial institution. Just stop in when it’s convenient and have a confidential conversation with one of our Customer Service Representatives or a Business Development Officer. Tell us what you want to accomplish, and we’ll show you the best route for getting there.

Contact us if you'd like information on any of the following services offered to our business customers.

Federal Tax Payment Processing.
Wire Services.
24-Hour ATM Services.
Night Deposit.
MasterMoney Debit Card™.
Direct Deposit.
Safe Deposit Boxes.
Personal Deposit Products.
Personal Lending.
Access to Account via Telephone Banking.

Check our current rates and if you don’t see what you’re looking for, just ask. 

Enjoy ATM convenience without ATM surcharges.

Reading Co-operative Bank customers have access to the SUM™ Network of ATMs.

Best of all, whether you use Reading Co-operative Bank’s ATMs or another bank’s in the SUM™ network, there’s no annoying surcharge. It’s transaction-free!

Since other cardholders (those whose bank or credit union have not joined SUM) may still have to pay a surcharge, it is important to find out if your financial institution is a SUM™ member. Finding SUM™ ATMs is easy: just look for the SUM logo on participating ATMs. Or request a list of SUM™ ATM locations in the U.S.

This information has been provided by the SUM™ Program member institutions. Reading Co-operative Bank and NYCE Corporation make no representations or warranties, expressed or implied, as to the accuracy or completeness of this information.

Get the ATM card that works like a check: the MasterMoney Debit Card™.

With Reading Co-operative Bank's MasterMoney™ Card, you can enjoy a whole new level of banking and shopping convenience. Now you can pay for your purchases without cash, without checks and without credit cards. At the same time, you’ll have quick and easy access to cash and your Reading Co-operative Bank accounts 24 hours a day.

-A new, easier way to shop.

Pay for purchases anywhere you see the Mastercard symbol - over 12,000,000 locations around the world. Department stores, restaurants, supermarkets, hotels and more.
Safer than carrying cash. Easier than writing checks. And unlike credit cards, there are no monthly bills or finance charges.
Saves you money - there are no annual or monthly fees and no transaction fees for MasterMoney Debit Card™ purchases.
Use card like a credit card and receive a signed receipt.

-The same easy way to bank.

Whether you select a Reading Co-operative Bank MasterMoney Debit Card ™ or ATM Card, you'll be able to:

Access your Reading Co-operative Bank accounts, 24/7.
Get instant cash at any Reading Co-operative Bank ATM and thousands of ATM locations.
Transfer funds between your Checking/NOW and Statement Savings accounts.
Check your balances.
Deposit funds into your Checking/NOW accounts.

-Easy to use.

You'll sign a sales slip just as you would do with a credit card. You don't need to enter a Personal Identification Number (PIN) or anything else.
The purchase amount is deducted from available funds (up to your daily card limit) in your Reading Co-operative Bank Checking/NOW account and recorded on your monthly statement.
At ATMs, use your MasterMoney Debit Card™ just as you would any ATM card.

-Access your accounts

For ATM use, you will be able to access the Checking/NOW and Statement Savings accounts you designate on your application. MasterMoney Debit Card™ purchases will be deducted only from your Reading Co-operative Bank primary Checking/NOW account.

-No Fees for Purchases

There are no fees when you make MasterMoney Debit Card™ purchases.

It's your ATM card as well.

Use your MasterMoney Debit Card™ Card at any ATM displaying the SUM™ Network symbol, and avoid any surcharges that other banks may impose. The SUM™ Network is available at more than 2,500 ATMs throughout New England, including more than 90 locations in downtown Boston. Click HERE to learn more.

To apply or for more information, just contact us.

* Surcharges from other bank ATMs may apply.

Safe Deposit Box

Protect the documents and items that can’t be replaced with a Reading Co-operative Bank safe deposit box.

Enjoy the peace of mind knowing that your important papers and valuable items are secure in a Reading Co-operative Bank safe deposit box. Contents of safe deposit boxes are not FDIC insured.

We have boxes available for rental at the following branches:

180 Haven Street, Reading
352 Middlesex Ave, Wilmington
170 Park Street, North Reading