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If Your Card has been Lost or Stolen
Please notify us immediately.
1-800-264-5578 (24 hrs)
or 781-942-5000 during banking hours
If you found a card please contact us.
Order Checks
To Re-order Checks, You Can:
Mail us the re-order slip from your checkbook
Call us at 781.942.5000 during banking hours
Email your request to banking@readingcoop.com
Visit any RCB branch and see a Banking Specialist
Online sign-in to Online Banking and click 'check reorder' at the bottom of Account Overview page
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Auto & Personal Loans

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Auto Loans - New1 or Used2

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New Cars with model year 2017

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Term Interest Rate 3 Payment per $1000
48 Month3.75%$22.47
60 Month4.50%$18.64
72 Month5.25%$16.22

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Used Cars with model years 2012 - 2016

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Term Interest Rate 3 Payment per $1000
36 Month5.75%$30.31
48 Month6.50%$23.71

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Recreational Vehicles - New1 or Used2

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Term Rate3 Payment per $1000
36 Months (maximum)9.99%$32.26

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Personal Loans - On Demand

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Term Rate3 Payment per $1000
Revolving Line of Credit15.00%N/A
Term Loan4   36-month (max)5 15.00%$34.67

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Passbook Collateral Loans

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Secured By Rate
Certificate of Deposit6Rate on CD Passbook Account Plus 4.00%
Passbook Savings Account6Rate on Passbook Savings Account Plus 2.00%

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1New vehicles - maximum of 95% of Purchase Price (must have less than 6,000 miles and be titled). Loans up to $50,000, max term 6 years    for new cars.
2Used vehicles - maximum of 80% of Purchase Price or NADA blue book value, whichever is less (autos with model years not older than 5 years).
325bp discount for vehicle loans set up with monthly automatic payments from RCB deposit account.
4Loan is fully amortizing.
5Minimum Loan Amount $500. Maximum loan amount $10,000.
6Finance up to 95% of Account Balance - Account must be at RCB.

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Rates and terms are effective as of June 1, 2017 and are subject to change at any time without notice.

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Notice of Changes in FDIC Temporary Insurance Coverage
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