It may be hard to imagine a future for your children without college, an experience that can enrich and enhance their lives. But before you prepare your children for college, you may have to prepare yourself – financially. The cost of college can be daunting, so the sooner you start saving the better.  In fact, every year you wait may be a missed opportunity. Two keys to saving for college are starting early and making regular, consistent contributions over time. We can offer a number of vehicles to start your saving for education:

• 529 Plans
• Education IRA’s
• UTMA’s
• UGMA’s

Contact Gino P. Molettieri today at 781-942-5000 x144

Please note that Investment and Insurance Products are: not FDIC insured, not bank guaranteed, may lose value, and not insured by any Federal Government Agency.

Securities products and financial planning services are offered through registered representatives and financial planners, respectively, of New England Securities Corp.(NES), a broker-dealer (member FINRA/SIPC) and a Registered Investment Adviser. Baystate Financial Services is a general agency of New England Life Insurance Company(NELICO), Boston, MA.  NES & NELICO are affiliates.  Neither Baystate Financial Services nor Reading Co-Operative Bank are affiliated with NES.

Securities and variable products are only offered at 180 Haven St., Reading, MA 01867.

1. Neither New England Securities/Baystate Financial Group nor its representatives offer tax or legal advice. Please consult your tax advisor or attorney for guidance.
2. All product guarantees are based upon the financial strength and claims paying ability of the issuing insurance company. L0809053207[0810] [Fl, MA, ME, NH]