At Reading Co-operative Bank, you'll get more than a competitive mortgage rate. You'll get a wide variety of mortgage program options, quick turnaround on your loan application, and responsive, personalized service from an experienced staff of knowledgeable banking professionals.

Obtaining a Reading Co-operative Bank mortgage is easy. All of our underwriting, processing, and loan servicing is done locally. So, when you need personalized service, call one of the dedicated professionals at your home town bank. We will work hard to get you the best mortgage possible at terms you can live with and rates you can afford.

Mortgage Program Choices

Once you're ready to take the important step of buying a home, you'll be comforted knowing that we offer a variety of mortgage plans to suit any financial or personal circumstance. Take a look at some of your options:

Adjustable Rate Mortgages
If you are planning on staying in your home for a few years, but not for a lifetime, you may want to consider a one-year, three-year, or longer term adjustable rate mortgage. We offer several adjustable rate programs.

Fixed Rate Mortgages
If you prefer the predictability of fixed monthly payments and plan on owning your property for many years without refinancing, a fixed rate mortgage may be a good choice for you.

First Time Home Buyer Program
Let Reading Co-operative Bank help turn your dream of owning a home into an affordable reality. Our First Time Buyer Program offers flexible borrowing terms, low down payment requirements, lower interest rates and costs with the choice of Fixed or Adjustable Rate Mortgages. You can put as little as 5% down on the home of your dreams, with no points. This would mean a savings of $1,000 in closing costs on a $100,000 mortgage.

Jumbo Mortgages
Reading Co-operative Bank provides jumbo mortgages and unlike many mortgage lenders, our loans are offered with competitive rates.

Special In-House Loan Programs
As a portfolio lender, Reading Co-operative Bank can tailor a loan to best suit your needs. Other loan products such as bridge loans and blanket mortgages are available. Contact us to discuss your unique situation.

Pre-Qualification/Pre-Approval

Have the security of knowing how much you can afford before you look. With our pre-qualification program, you'll save time, energy and money by knowing exactly how much you can afford before you even start looking.

Click HERE for a checklist of documents required along with your loan application.

Home Town Quality

If you're looking for quality services and a wide variety of mortgage program options, you can stay close to home. Take advantage of the excellent service Reading Co-operative Bank offers. Talk to one of our experienced loan representatives and find out how your home town bank works hard to serve you better. For more information, contact us.