Checking Accounts

Online Checking

Online Checking is our FREE checking account with no minimum balance.  There are no fees. This account is a perfect alternative for people looking for FREE checking.

- NO per-check charge.
- NO monthly service fee.
- FREE MasterMoneyTM Debit Card.
- Overdraft Protection Eligibility.
- Direct-Deposit Availability.
- Image Checks.
- FREE online banking.
- FREE online bill pay.
- 24-hour telephone, ATM, and online access.

Money Market Demand Deposit Account

With Reading Co-operative Bank’s Money Market Account, you will earn higher interest rates while having free access to Internet Banking and Online Bill Pay. You can take advantage of tiered rates and easy access to your money. By law, you are allowed up to six third party check transactions per month, but unlimited transactions when dealing directly with a teller.

Savings Accounts

Online Savings

The Online Savings Account offers you competitive interest, security, liquidity and ATM access. The account features:

- Monthly statements detailing your account activity.
- 24-hour telephone, ATM, and online access.
- Automatic transfer of funds.
- Premium rate, when this account is linked to your Reading Co-operative Bank Checking Account.

Christmas Club & Vacation Club

With Reading Co-operative Bank’s Christmas Club or Vacation Club accounts, saving for the holidays or vacations was never easier. You get all of the benefits of a regular savings account and can deposit any amount at any time. A check is then delivered to you in time for the holiday shopping season or in advance of a predetermined vacation date. Even better, we will automate your savings. Here are some other Club Account features and benefits you should know about:

- You’ll earn a higher rate of interest than with a regular savings account.
- We can help you build your account with automatic transfers from your checking account.
- Total interest is credited to your account at the end of the term.
- You may close the account at any time.

Certificates of Deposit

Certificate of Deposit

Reading Co-operative Bank offers you a number of different Certificate of Deposit investing options. CD's are fully insured by the FDIC and Shared Insurance Fund. Just pick the certificate and term that best fits your needs. They all pay more than a regular savings account (the longer the term, the higher the rate) and feature:

- Accumulated interest that’s always available.
- Interest rates will not change for the selected term.
- Borrowing against the balance.
- Total insurance coverage by the FDIC and SIF.