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CDs and IRAs | |||||||||
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IRAs (Individual Retirement Accounts) Save for your retirement and enjoy potential tax savings with Reading Traditional IRA
Roth IRA
Coverdell IRA To find out which IRA is best for you, contact one of our knowledgeable Customer Service Specialists at 781.942.5000. CDs (Certificates of Deposit) With Reading Co-operative Bank’s Certificates of Deposits, you’ll find the peace of mind that comes with knowing your savings are earning a competitive interest rate and are insured in-full by the FDIC and SIF. Our CDs deliver a higher rate than a standard savings account, and your funds will be buffered from the ups and downs of the stock market. We offer a varied range of CD terms, from a 6 month CD to a 5 year CD; we also offer a variable rate certificate, with a rate that adjusts with Prime over the duration of the CD. You’ll be sure to find one that meets your needs, whether you are looking for a short-term savings vehicle or a longer-term investment strategy. We also allow you to borrow against the balance of your certificate, and give you access to your accumulated interest. There is a $500 minimum opening deposit required for all CDs. We update our CD offerings regularly, so stop by one of our offices, or call us at 781.942.5000 for an up-to-date listing of terms and interest rates. Click here for our current rates.
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