Reading Co-operative Bank offers four types of savings accounts: Statement Savings, Passbook Savings, Green Online Savings, and Club Accounts.

All our Passbook, Statement, and Green Online Savings Accounts are
compounded daily and credited monthly, and offer:

• Competitive interest rates
• 100% deposit insurance through FDIC and SIF
• Low minimum deposit of $10 required to open account
• Direct deposit
• FREE 24-hour online banking and telephone banking

Passbook Savings Account
Our Passbook Savings Account is a traditional passbook account, giving you an ongoing record of your transactions and interest payments. You can also borrow against your balance – an easy, safe way to establish credit.

Statement Savings Account
In addition to the standard benefits of our Passbook Savings Account, our
Statement Savings Account offers:

• Monthly statement of your account activity
• FREE ATM access in the SUM™ network*
• FREE 24-hour telephone and online access
• eStatements

Our Statement Savings Account is absolutely FREE. You can link your
Statement Savings Account to a Reading Co-operative Bank checking account to cover overdrafts; speak with one of our Customer Service Specialists to find
out how.

Reading Co-operative Bank’s Green Online Savings Account
Our commitment to responsible banking goes beyond insuring your deposits in-full; it means contributing to the environmental health and wellbeing of the communities we serve. We are a green certified business, and we want to help our customers do their part with our new paperless FREE Green Online Savings
Account.

Our FREE Green Online Savings Account delivers the following benefits:

• Interest bearing account with a premium rate
• FREE online banking
• eStatements and notices
• ATM card
• Automatic transfers
• Linked to Green Online Checking Account
  

Christmas Club Savings Account
Our flexible, easy Christmas Club account will help you save now for the next holiday season, and you’ll enjoy a higher interest rate than a regular savings
account. You can “set it and forget it” by arranging for the automatic transfer
of funds from your checking account weekly, bi-weekly, or monthly – you choose the schedule. At holiday time, you can choose to transfer your savings directly
to your checking account, or we will send you a check before the holidays.

Vacation Club Savings Account
Vacation Club Savings Accounts help you plan for all your once-in-a-lifetime
occasions, including weddings and vacation getaways. Your savings are
transferred to your checking account in time for your vacation. Club accounts earn a higher interest rate than a regular savings account, you can track your
savings through our convenient eStatements, and may close your account at any time after the first 4 months. Vacation Club Savings Accounts require a low minimum deposit of $25 per month initially transferred from your
checking account.

Savings Bonds
Reading Co-operative Bank makes it easy to purchase and redeem savings bonds. Series EE Savings Bonds are sold at half of face value and mature in 20 years, so you would pay $25 now for a bond that will be worth $50 in 20 years. They make an excellent gift. Series I Savings Bonds are sold at face value and earn interest for up to 30 years.

*Please be aware that a third-party bank may charge a fee for ATM use.